The Canada Revenue Agency (CRA) has officially announced a $649 increase to the Canada Child Benefit (CCB) for eligible families in 2025. This tax-free payment aims to support parents with the growing cost of raising children, helping households manage expenses such as food, school supplies, and childcare.
Here’s everything you need to know — from who qualifies to how and when you’ll get paid.
What is the Canada Child Benefit (CCB)?
The CCB is a tax-free monthly payment provided to eligible families to help cover the cost of raising children under the age of 18. It is adjusted annually based on the Consumer Price Index (CPI) to account for inflation, ensuring that the benefit keeps pace with rising living costs.
For 2025, the CRA has confirmed a boost of up to $649 per child, depending on household income and the number of children.
Canada Child Benefit 2025 – Updated Payment Rates
| Child’s Age Group | Maximum Annual CCB (Per Child) | 2025 Boost Amount |
|---|---|---|
| Under 6 Years | $7,787 | Up to $649 |
| Ages 6–17 | $6,570 | Up to $649 |
Note: Payment amounts are reduced for families with a higher net income.
Who is Eligible for the $649 CCB Boost?
You may qualify for the CCB boost if you meet the following criteria:
- You live with a child under 18 years of age
- You are the child’s primary caregiver
- You are a resident of Canada for tax purposes
- You or your spouse/common-law partner are a Canadian citizen, permanent resident, protected person, or a temporary resident who has lived in Canada for the past 18 months
- You have filed your income tax return for the previous year
When Will the $649 Boost Be Paid?
The CCB is paid monthly, and the $649 boost will be included in your regular payment starting July 2025.
Upcoming CCB payment dates for 2025 include:
- July 19, 2025
- August 20, 2025
- September 19, 2025
- October 20, 2025
If you receive your payments by direct deposit, funds will arrive in your account on the exact payment date. Cheques may take a few extra business days to arrive.
How to Claim the $649 Canada Child Benefit Boost
You do not need to apply separately for the increase. If you’re already receiving the CCB, the boost will be applied automatically.
For new applicants, here’s how to apply:
- Online through CRA My Account – Fill out the application form and submit supporting documents.
- By Mail – Complete Form RC66 and mail it to your local tax centre.
- At Birth Registration – In many provinces, you can apply for the CCB when registering your child’s birth.
Why This Boost Matters for Canadian Families
The rising cost of living has put financial pressure on many households. The $649 CCB increase ensures that families have extra support to provide for their children’s needs without taking on additional debt. As a tax-free benefit, the entire amount goes directly toward supporting your household.
Key Takeaways
- Payment Amount: Up to $649 more per child in 2025
- Payment Dates: Monthly, with the boost starting July 2025
- Eligibility: Based on residency, caregiving role, and tax filing
- Application: Automatic for existing recipients; new applicants must apply via CRA
FAQs
Q1: Is the CCB boost taxable?
No, the CCB is completely tax-free.
Q2: Do I need to apply for the $649 increase?
No, it’s automatically applied for eligible families.
Q3: Can I get the boost if I haven’t filed my taxes?
No, you must file your income tax return to receive the benefit.